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Consultation

Services and lines of insurance

Complete insurance and expert support to protect your business and its assets

Consultation Products
  • 25insurance products
  • 5lines
  • 260+corporate clients
  • 140+countries in the WTW network
Property and business continuity6 products
Liability insurance5 products
Financial and specialty risks4 products
Employees and health5 products
Transport and logistics5 products
01 · 6 products

Property and business continuity

Buildings, equipment, stock and revenue, protected against unexpected losses.

Featured product

Property insurance

Comprehensive protection of your business's physical assets, including buildings, commercial premises, equipment and stock, against financial loss.

  • Fire, explosion and lightning
  • Natural disasters (earthquake, flood, storm)
  • Damage caused by burst or leaking water pipes
  • Theft, robbery and vandalism
Details

Machinery breakdown insurance

Full financial protection against sudden mechanical or electrical damage to, and breakdown of, machinery and technical equipment.

  • Sudden damage to mechanical and electronic systems
  • Operator or staff error, inexperience or negligence
Details

Business interruption insurance

A guarantee of financial stability: compensation for lost profit and fixed costs while your business is forced to stop or slow down after an insured event.

  • Lost profit while operations are forced to stop
  • Ongoing fixed costs (staff salaries, rent, mandatory payments)
Details

Terrorism and war risk insurance

Full protection of your property and business against losses caused by political instability, civil unrest and acts of terrorism.

  • Damage to property and business caused by acts of terrorism
  • War, civil unrest, riots and coups
Details

Contractors' all risks insurance (CAR)

Comprehensive financial protection for construction projects, keeping materials, machinery and the work itself safe from unforeseen risks.

  • The construction site, structures and building materials
  • Construction machinery and equipment
Details

Agricultural insurance

Reliable financial protection for crops, plantations and farm assets against natural disasters and unforeseen risks.

  • Crop damage or loss from natural events (hail, frost, heavy rain, storms, drought)
  • Farm property, equipment and machinery
Details
02 · 5 products

Liability insurance

For when your operations, products or decisions cause harm to others.

Featured product

General third-party liability insurance

Legal and financial protection for your business, with full compensation for injury or damage caused to third parties and their property.

  • Injury to, or death of, third parties
  • Damage to or destruction of third-party property
  • Legal, expert and court costs
Details

Professional indemnity insurance

Protection for your reputation and finances, with full compensation for losses your clients suffer because of a professional error, negligence or oversight.

  • Professional error, negligence or incorrect advice
  • Financial loss suffered by a client because of a service failure
Details

Product liability insurance

Protection for your brand and finances, with full compensation for harm caused to third parties by products you make, import or sell.

  • Injury to consumers caused by a defective product
  • Damage to third-party property caused by a product fault or defect
Details

Employer's liability insurance

Keeping your team safe and your business stable: full financial protection against workplace injuries, accidents and occupational illnesses.

  • Injuries suffered at work or while carrying out work duties
  • Occupational illnesses caused by the working environment
Details

Directors and officers liability (D&O)

Protection for the personal assets and financial security of senior managers against claims and legal risks arising from management decisions.

  • Protection of directors' and managers' personal property and assets
  • Claims from shareholders, regulators, creditors and other third parties
Details
03 · 4 products

Financial and specialty risks

Non-standard risks that call for a tailored solution and access to international markets.

Featured product

Bankers blanket bond (BBB)

Bankers Blanket Bond (BBB): a comprehensive insurance solution that protects banks and financial institutions against the specific risks they face and safeguards their assets.

  • Financial loss from fraudulent transactions and forged documents
  • Loss of, damage to or theft of cash, valuables and other property
  • Loss of or damage to cash, valuables and documents in transit
  • ATM-related financial losses
  • Extortion and fraudulent transfers
  • Dishonest acts by employees
Details

Financial guarantees

Reliable financial guarantees for your tender and contract obligations, protecting your business's stability and reputation.

  • Bid bond: makes your bid more credible when you take part in a tender.
  • Performance bond: guarantees that the obligations under a contract are properly fulfilled.
Details

Clinical trials insurance

Full insurance protection, to international standards, for the health of clinical trial participants and the legal liability of trial organizers.

  • Unexpected harm to a participant's health, or adverse events, during a clinical trial
  • Professional liability of the sponsor and the investigator (doctor or clinic)
Details

Other specialty risks insurance

Non-standard and unique business risks that need tailored, flexible insurance solutions built to a high standard.

  • In-depth individual analysis of the risks specific to your business
  • Placement of non-standard and specialist insurance on the international market through WTW's global network
Details
04 · 5 products

Employees and health

Programs that protect your team and help you keep it.

Featured product

Health insurance

Reliable health insurance for your employees, tailored to your business's needs and budget.

  • Outpatient and inpatient care
  • Medicines and scheduled check-ups
  • ოპტიმალური ლიმიტები და კლინიკების არჩევანი
  • Claims administration and full support
Details

International medical insurance

Medical insurance with global reach that goes beyond what the local market offers and gives you the highest standard of protection.

  • Treatment and hospitalization in Georgia and abroad
  • Flexible choice of geographic coverage
Details

Life insurance

Financial stability and security for your employees and their families.

  • Financial compensation in the event of death
  • Group and individual policies
Details

Personal accident insurance

Reliable financial protection against injuries and accidents you could not foresee.

  • Bodily injury and trauma
  • Temporary or permanent loss of the ability to work
Details

Critical illness insurance

A one-off cash payment if a serious diagnosis or critical illness is confirmed.

  • A one-off payment when a serious diagnosis is confirmed
  • The money can be used freely for treatment and recovery
Details
05 · 5 products

Transport and logistics

From your vehicle fleet to international shipping: cargo, terminals and vessels.

Featured product

Cargo and container insurance

Full financial protection for cargo and containers against damage, loss and theft during international and domestic shipments.

  • International and domestic shipments
  • Sea, land and air transport
  • Damage to and loss of containers
Details

Motor and other vehicle insurance

Comprehensive financial protection for your corporate fleet and vehicles against accidents, theft and unforeseen risks.

  • Accidents, mechanical damage, theft and natural disasters
  • Third-party liability
Details

Terminal operator's liability insurance (TOL)

Financial and legal protection for terminal operators against damage to, or loss of, the client cargo in their care.

  • Damage to, destruction or loss of cargo during handling, transshipment and storage
  • Legal claims from third parties and cargo owners
Details

Hull and machinery insurance (Hull & P&I)

Comprehensive financial protection for your fleet: international-standard hull insurance and shipowner's liability (P&I) cover.

  • Physical damage to or loss of the vessel's hull, machinery and equipment
  • The shipowner's legal liability to third parties (Protection and Indemnity, P&I)
Details

Freight forwarder's and carrier's liability (FFL)

Full insurance protection for the professional liability of freight forwarders and carriers towards cargo owners and third parties.

  • Damage to, destruction or loss of cargo during carriage and forwarding
  • Financial loss caused by errors in transport and customs documents
Details

How we help

  1. 1Risk analysis: we study the specifics of your operations and set the right insurance limits.
  2. 2Finding the best terms: we select the most reliable and cost-effective insurance packages on the market.
  3. 3Claims advocacy: we support you through the whole claims process so that your business's interests are fully protected.
Consultation
Services

We Offer

Services for clients

  • Analysis of your current contracts and preparation of contracts tailored to you
  • Market research for insurance tailored to your needs, to get you the best product at the right price
  • Detailed analysis of the offers received and negotiation with insurers
  • Involvement in concluding the insurance contract, including review of all related documents

After-sale service

  • A dedicated account manager for every company
  • Timely claims settlement and full payment of the compensation set out in the contract
  • Advice for insured employees and company representatives on any insurance question
  • Updating insurance contracts when legislation changes

Services for insurers

  • Saving time and resources on administration and on explaining complex terms to clients
  • Accurate and complete risk information at the underwriting stage
  • Collecting, processing and presenting reinsurance data to different markets
  • Direct reinsurance capacity through the WTW network
  • Introducing and developing new products

International clients

  • Issuing and administering fronting policies, and adapting international policies to local law
  • Bringing insurance into line with local regulations and legal requirements
  • Bringing local insurance into line with international requirements
  • Insurance market analysis
  • Research of products on the local market

Find the insurance solution that fits you

Book a consultation and get an insurance package tailored to you.

Consultation