{"id":2943,"date":"2024-06-20T11:45:14","date_gmt":"2024-06-20T11:45:14","guid":{"rendered":"https:\/\/gsg.com.ge\/?p=2943"},"modified":"2026-02-23T18:50:28","modified_gmt":"2026-02-23T18:50:28","slug":"%e1%83%95%e1%83%98%e1%83%9c-%e1%83%a1%e1%83%90%e1%83%a0%e1%83%92%e1%83%94%e1%83%91%e1%83%9a%e1%83%9d%e1%83%91%e1%83%a1-%e1%83%a1%e1%83%90%e1%83%93%e1%83%90%e1%83%96%e1%83%a6%e1%83%95%e1%83%94%e1%83%95","status":"publish","type":"post","link":"https:\/\/gsg.com.ge\/en\/%e1%83%95%e1%83%98%e1%83%9c-%e1%83%a1%e1%83%90%e1%83%a0%e1%83%92%e1%83%94%e1%83%91%e1%83%9a%e1%83%9d%e1%83%91%e1%83%a1-%e1%83%a1%e1%83%90%e1%83%93%e1%83%90%e1%83%96%e1%83%a6%e1%83%95%e1%83%94%e1%83%95\/","title":{"rendered":"\u10d5\u10d8\u10dc \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d8\u10d7 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d3\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8"},"content":{"rendered":"<p><strong>\u10d5\u10d8\u10dc \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d8\u10d7 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d3\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 &#8211; GS-\u10d8\u10e1 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10e0\u10e9\u10d4\u10d5\u10d4\u10da\u10d8 \u10db\u10d0\u10e0\u10d8\u10d0\u10db \u10e2\u10d0\u10d1\u10d0\u10e6\u10e3\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10d8\u10e1\u10e2\u10d8 \u10d0\u10dc\u10d0 \u10d1\u10d0\u10ee\u10e3\u10e2\u10d0\u10e8\u10d5\u10d8\u10da\u10d8<\/strong><\/p>\n\n\n\n<p>GS-\u10d8 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7 \u10da\u10d8\u10d3\u10d4\u10e0\u10d8\u10d0. 2023 \u10ec\u10da\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d8\u10d7,&nbsp;\u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 20 \u10db\u10d8\u10da\u10d8\u10dd\u10dc \u10da\u10d0\u10e0\u10d0\u10db\u10d3\u10d4 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10e1 \u10db\u10d0\u10e0\u10d7\u10d0\u10d5\u10e1.<\/p>\n\n\n\n<p>\u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d6\u10d4 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d4\u10d1\u10d8\u10e1 90%-\u10d6\u10d4 \u10db\u10d4\u10e2\u10d8 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10e1 \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0\u10e1, \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d9\u10d8 \u10d4\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 7%-\u10db\u10d3\u10d4\u10d0. \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10db\u10d8\u10d6\u10d0\u10dc\u10d8\u10d0 \u10d4\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8\u10ea \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10dd\u10e1 \u10d3\u10d0 \u10d3\u10d0\u10db\u10d9\u10d5\u10d8\u10d3\u10e0\u10d3\u10d4\u10e1 \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d9\u10e3\u10da\u10e2\u10e3\u10e0\u10d0.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0 GS-\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10e1 \u10d0\u10e5\u10d5\u10d7 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d8\u10e1 15-\u10ec\u10da\u10d8\u10d0\u10dc\u10d8 \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0. \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u10d0\u10e0\u10d8\u10e1 Chartered Insurance Institute-\u10d8\u10e1 \u10ec\u10d4\u10d5\u10e0\u10d8 \u10d3\u10d0 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8 \u10e4\u10da\u10dd\u10d1\u10d4\u10dc \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d7\u10d8\u10e4\u10d8\u10d9\u10d0\u10e2\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10d3\u10d8\u10de\u10da\u10dd\u10db\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<p>\u10e0\u10d0 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10d0 \u10d3\u10e6\u10d4\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd-\u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d3\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8 GS-\u10d8\u10e1 \u10d9\u10dd\u10dc\u10ea\u10d4\u10e4\u10ea\u10d8\u10d0, \u10d3\u10d4\u10e2\u10d0\u10da\u10d4\u10d1\u10d6\u10d4 Business Insider Georgia GS-\u10d8\u10e1 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10e0\u10e9\u10d4\u10d5\u10d4\u10da\u10e1, \u10db\u10d0\u10e0\u10d8\u10d0\u10db \u10e2\u10d0\u10d1\u10d0\u10e6\u10e3\u10d0\u10e1, \u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10d8\u10e1\u10e2\u10e1, \u10d0\u10dc\u10d0 \u10d1\u10d0\u10ee\u10e3\u10e2\u10d0\u10e8\u10d5\u10d8\u10da\u10e1 \u10d4\u10e1\u10d0\u10e3\u10d1\u10e0\u10d0.<\/p>\n\n\n\n<p><strong>\u10e0\u10d0\u10e1 \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0 \u10d4\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 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\u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e1\u10d7\u10d0\u10dc. \u10d7\u10e3\u10db\u10ea\u10d0, \u10ec\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10d6\u10d4 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0 \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10d0, \u10d0\u10db\u10d0\u10e1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10dc\u10d4\u10da-\u10dc\u10d4\u10da\u10d0 \u10d3\u10d0\u10db\u10d9\u10d5\u10d8\u10d3\u10e0\u10d3\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd-\u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0, \u10e0\u10d0\u10ea \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1 \u10d9\u10dd\u10dc\u10e1\u10e3\u10da\u10e2\u10d0\u10ea\u10d8\u10d0\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7,&nbsp; \u10e0\u10d8\u10e1\u10d9-\u10db\u10d4\u10dc\u10d4\u10ef\u10db\u10d4\u10dc\u10e2\u10e1, \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10db\u10dd\u10dc\u10d0\u10d9\u10da\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10dd\u10ec\u10db\u10d4\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10e1\u10ee\u10d5.&nbsp;&nbsp; \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10e9\u10d0\u10e0\u10d7\u10e3\u10da\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d8 \u10e7\u10d8\u10d3\u10e3\u10da\u10dd\u10d1\u10e1 \u10db\u10d8\u10e1\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10e1\u10ec\u10dd\u10e0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10e1, \u10d0\u10e5\u10d5\u10e1 \u10d3\u10d4\u10e2\u10d0\u10da\u10e3\u10e0\u10d8 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d0 \u10d8\u10db \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10d6\u10d4 \u10e0\u10d8\u10d7\u10d0\u10ea \u10d4\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0, \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3 \u10d8\u10e6\u10d4\u10d1\u10e1 &nbsp;\u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d8\u10e0\u10d4\u10d1\u10e3\u10da \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d0\u10e1.&nbsp;\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10d0\u10d0 \u10e8\u10d4\u10d0\u10e0\u10e9\u10d8\u10dd\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d8\u10e1 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d8\u10d7.&nbsp;<br><br>\u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10d0\u10e6\u10d5\u10dc\u10d8\u10e8\u10dc\u10dd\u10d7 \u10d8\u10db \u10d1\u10d4\u10dc\u10d4\u10e4\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10e0\u10d0\u10e1\u10d0\u10ea \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u10d8\u10e6\u10d4\u10d1\u10e1 \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10dd\u10d1\u10d8\u10d7: &nbsp;\u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d8 \u10d6\u10dd\u10d2\u10d0\u10d5\u10e1 \u10d3\u10e0\u10dd\u10e1\u10d0 \u10d3\u10d0 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d4\u10d1\u10e1, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8 \u10d0\u10d9\u10d4\u10d7\u10d4\u10d1\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10e1, \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10d0\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10e1 \u10dd\u10de\u10e2\u10d8\u10db\u10d0\u10da\u10e3\u10e0 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d0\u10e1. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d4\u10d1\u10d8 \u10db\u10d7\u10d4\u10da\u10d8 \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e9\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10e1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0 \u10e1\u10d0\u10d9\u10d8\u10d7\u10ee\u10e8\u10d8, \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d9\u10d8 \u10d6\u10d0\u10e0\u10d0\u10da\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8.<\/p>\n\n\n\n<p>\u10e9\u10d5\u10d4\u10dc\u10d8 \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d8\u10d7, \u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8 \u10e9\u10d5\u10d4\u10dc\u10d7\u10d0\u10dc \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10dd\u10d1\u10d0\u10e1 \u10d8\u10ec\u10e7\u10d4\u10d1\u10d4\u10dc, \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e3\u10da\u10d0\u10d3 \u10d2\u10e0\u10eb\u10dc\u10dd\u10d1\u10d4\u10dc \u10d7\u10d0\u10d5\u10e1 \u10d3\u10d0 \u10ee\u10d5\u10d3\u10d4\u10d1\u10d8\u10d0\u10dc \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10e0\u10d4\u10d0\u10da\u10e3\u10e0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d0\u10e1.&nbsp; \u10dc\u10d0\u10d7\u10d4\u10da\u10d8\u10d0, \u10e0\u10dd\u10db \u10ec\u10da\u10d8\u10d3\u10d0\u10dc-\u10ec\u10da\u10d0\u10db\u10d3\u10d4 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0. 2022 \u10ec\u10d4\u10da\u10e1 \u10db\u10dd\u10d6\u10d8\u10d3\u10e3\u10da\u10d8 \u10de\u10e0\u10d4\u10db\u10d8\u10d8\u10e1 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 6,3%-\u10d8 \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d7\u10d0\u10d5\u10e1\u10d4\u10d1\u10e3\u10da\u10d8. 900 \u10db\u10da\u10dc. \u10da\u10d0\u10e0\u10d8\u10d0 \u10db\u10dd\u10d6\u10d8\u10d3\u10e3\u10da\u10d8 \u10de\u10e0\u10d4\u10db\u10d8\u10d0 \u10d3\u10d0 \u10d0\u10e5\u10d4\u10d3\u10d0\u10dc 57 \u10db\u10da\u10dc. \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e9\u10d0\u10e0\u10d7\u10e3\u10da\u10dd\u10d1\u10d8\u10d7.<\/p>\n\n\n\n<p><strong>\u10e0\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d9\u10d4\u10d7\u10d3\u10d4\u10e1 \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10db\u10ee\u10e0\u10d8\u10d3\u10d0\u10dc \u10d8\u10db\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db \u10d4\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10dd\u10e1 \u10d3\u10d0 \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2\u10d0\u10d3 \u10d3\u10d0\u10db\u10d9\u10d5\u10d8\u10d3\u10e0\u10d3\u10d4\u10e1 \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d9\u10e3\u10da\u10e2\u10e3\u10e0\u10d0?<\/strong><\/p>\n\n\n\n<p><strong>\u10db\u10d0\u10e0\u10d8\u10d0\u10db\u10d8:<\/strong><\/p>\n\n\n\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10db\u10d6\u10d0\u10e0\u10d3\u10d8\u10d0, \u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0\u10ea, \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d0\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10ea \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2\u10d0\u10d3&nbsp; \u10ee\u10d4\u10d3\u10d0\u10d5\u10d4\u10dc. \u10d2\u10d5\u10ef\u10d4\u10e0\u10d0, \u10e0\u10dd\u10db \u10d0\u10db \u10e1\u10e4\u10d4\u10e0\u10dd\u10e1 \u10d3\u10d8\u10d3\u10d8 \u10de\u10dd\u10e2\u10d4\u10dc\u10ea\u10d8\u10d0\u10da\u10d8 \u10d0\u10e5\u10d5\u10e1. \u10d0\u10e5 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d0\u10d0 \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d5\u10e4\u10d8\u10e5\u10e0\u10dd\u10d1\u10d7 \u10e0\u10dd\u10db \u10ee\u10d4\u10da\u10e1 \u10e8\u10d4\u10e3\u10ec\u10e7\u10dd\u10d1\u10e1 \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1:&nbsp; \u10d4\u10e0\u10d7\u10d8, \u10e0\u10dd\u10db \u10ea\u10dc\u10dd\u10d1\u10d0\u10d3\u10dd\u10d1\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d0\u10d9\u10dd\u10dc\u10e1\u10e3\u10da\u10e2\u10d0\u10ea\u10d8\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10d0\u10db\u10d0\u10e6\u10da\u10d3\u10d4\u10e1, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d1\u10d4\u10d5\u10e0\u10db\u10d0 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10db \u10d0\u10e0 \u10d8\u10ea\u10d8\u10e1 \u10e0\u10d0\u10db\u10ee\u10d4\u10da\u10d0 \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10d8\u10e1 \u10db\u10dd\u10e2\u10d0\u10dc\u10d0 \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10dc\u10e1\u10e3\u10da\u10e2\u10d0\u10dc\u10e2\u10d8\u10e1 \u10e9\u10d0\u10e0\u10d7\u10e3\u10da\u10dd\u10d1\u10d0\u10e1. \u10d0\u10db &nbsp;\u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7 \u10e3\u10e8\u10e3\u10d0\u10da\u10dd\u10d3 \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d4\u10d1\u10d8 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d5\u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d7, \u10d5\u10ea\u10d3\u10d8\u10da\u10dd\u10d1\u10d7 \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10d1\u10d4\u10d5\u10e0 \u10de\u10dd\u10e2\u10d4\u10dc\u10ea\u10d8\u10e3\u10e0 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10e1 \u10e8\u10d4\u10d5\u10ee\u10d5\u10d3\u10d4\u10d7. \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e9\u10d0\u10e0\u10d7\u10e3\u10da\u10dd\u10d1\u10d0\u10ea, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7\u10d8 \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d8\u10d7 &nbsp;\u10e0\u10d4\u10d9\u10dd\u10db\u10d4\u10dc\u10d3\u10d0\u10ea\u10d8\u10d0\u10e1 \u10d2\u10d5\u10d8\u10ec\u10d4\u10d5\u10d4\u10dc \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7 \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0 \u10d7\u10e3 \u10e1\u10ee\u10d5\u10d0 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d7\u10d0\u10dc. \u10d6\u10dd\u10d2\u10ef\u10d4\u10e0 \u10d7\u10d0\u10d5\u10d0\u10d3\u10d0\u10ea \u10d2\u10d5\u10d8\u10e0\u10d4\u10d9\u10d0\u10d5\u10d4\u10dc \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d4\u10d1\u10e3\u10da\u10dc\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc. \u10db\u10d4\u10dd\u10e0\u10d4 \u10e1\u10d0\u10d9\u10d8\u10d7\u10ee\u10d8\u10d0 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d6\u10e0\u10d3\u10d0. \u10e0\u10d0\u10ea \u10e3\u10e4\u10e0\u10dd \u10d3\u10d8\u10d3\u10d8\u10d0 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0, \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10d2\u10d0\u10e0\u10d4\u10db\u10dd, \u10db\u10d8\u10d7 \u10db\u10d4\u10e2\u10d8 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10d6\u10d4, &nbsp;\u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d6\u10dd\u10d2\u10d0\u10d3\u10d0\u10d3 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10ea. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"565\" height=\"669\" src=\"https:\/\/gsg.com.ge\/wp-content\/uploads\/2024\/06\/download.png\" alt=\"\" class=\"wp-image-2944\" srcset=\"https:\/\/gsg.com.ge\/wp-content\/uploads\/2024\/06\/download.png 565w, https:\/\/gsg.com.ge\/wp-content\/uploads\/2024\/06\/download-10x12.png 10w\" sizes=\"auto, (max-width: 565px) 100vw, 565px\" \/><\/figure>\n<\/div>\n\n\n<p><strong>\u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10d7, \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d9\u10e3\u10d7\u10ee\u10d8\u10d7 \u10e1\u10d0\u10d9\u10d0\u10dc\u10dd\u10dc\u10db\u10d3\u10d4\u10d1\u10da\u10dd \u10d3\u10dd\u10dc\u10d4\u10d6\u10d4 \u10e0\u10d0 \u10e1\u10d0\u10d9\u10d8\u10d7\u10ee\u10d4\u10d1\u10d8\u10d0 \u10d3\u10d0\u10e1\u10d0\u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d4\u10da\u10d8?<\/strong><\/p>\n\n\n\n<p><strong>\u10db\u10d0\u10e0\u10d8\u10d0\u10db\u10d8:<\/strong><\/p>\n\n\n\n<p>\u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea \u10e9\u10d5\u10d4\u10dc \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0 \u10d3\u10d0\u10d5\u10d8\u10ec\u10e7\u10d4\u10d7 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10e1\u10d0\u10d9\u10d8\u10d7\u10ee\u10d8 \u10d0\u10e0 \u10d8\u10e7\u10dd \u10e1\u10d0\u10d9\u10d0\u10dc\u10dd\u10dc\u10db\u10d3\u10d4\u10d1\u10da\u10dd \u10d3\u10dd\u10dc\u10d4\u10d6\u10d4 \u10d3\u10d0\u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d4\u10da\u10d8, \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3 12 \u10ec\u10da\u10d8\u10e1 \u10ec\u10d8\u10dc \u10e1\u10d0\u10d4\u10e0\u10d7\u10dd\u10d3 \u10d0\u10e0 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10d3\u10d0 \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10db\u10d0\u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10ea\u10d0\u10da\u10d9\u10d4 \u10dd\u10e0\u10d2\u10d0\u10dc\u10dd. \u10ec\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10e0\u10d0\u10db \u10d2\u10d0\u10d9\u10d4\u10d7\u10d3\u10d0 \u10d9\u10d0\u10dc\u10dd\u10dc\u10db\u10d3\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1 \u10dd\u10de\u10e2\u10d8\u10db\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7. \u10d9\u10d0\u10e0\u10d2\u10d8\u10d0 \u10e0\u10dd\u10db \u10d3\u10d0\u10d5\u10d8\u10ec\u10e7\u10d4\u10d7 \u10e0\u10d4\u10de\u10dd\u10e0\u10e2\u10d8\u10dc\u10d2\u10d8. \u10d0\u10d3\u10e0\u10d4 \u10d5\u10d4\u10e0 \u10d5\u10ee\u10d4\u10d3\u10d0\u10d5\u10d3\u10d8\u10d7 \u10e0\u10dd\u10db\u10d4\u10da\u10d8 \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8 \u10e0\u10d0 \u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d8\u10e1 \u10de\u10e0\u10d4\u10db\u10d8\u10d8\u10e1 \u10db\u10dd\u10d6\u10d8\u10d3\u10d5\u10d0\u10e1 \u10d0\u10ee\u10d4\u10e0\u10ee\u10d4\u10d1\u10d3\u10d0, \u10e0\u10d0 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d8\u10e1 \u10d8\u10e7\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8, \u10d3\u10e6\u10d4\u10e1 \u10d4\u10e1 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d0 \u10e1\u10d0\u10ef\u10d0\u10e0\u10dd\u10d3 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10d8\u10d0. \u10e0\u10d0 \u10d7\u10e5\u10db\u10d0 \u10e3\u10dc\u10d3\u10d0, \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da\u10d8\u10d0 \u10e0\u10dd\u10db \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10e1\u10d0\u10d9\u10d0\u10dc\u10dd\u10dc\u10db\u10d3\u10d4\u10d1\u10da\u10dd \u10d1\u10d0\u10d6\u10d0\u10ea \u10d9\u10d8\u10d3\u10d4\u10d5 \u10e3\u10e4\u10e0\u10dd \u10d3\u10d0\u10d8\u10ee\u10d5\u10d4\u10ec\u10dd\u10e1 \u10d3\u10d0 \u10e8\u10d4\u10d8\u10ea\u10d5\u10d0\u10da\u10dd\u10e1 \u10d8\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e0\u10dd\u10db \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10d3\u10d0\u10e3\u10d0\u10ee\u10da\u10dd\u10d5\u10d3\u10d4\u10e1 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10dc\u10dd\u10e0\u10db\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<p>\u10d5\u10d8\u10dc\u10d0\u10d8\u10d3\u10d0\u10dc \u10e9\u10d5\u10d4\u10dc \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd-\u10e1\u10d0\u10d9\u10dd\u10dc\u10e1\u10e3\u10da\u10e2\u10d0\u10ea\u10d8\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u10d5\u10d0\u10e0\u10d7 &#8211; Gras Savoye \u10d3\u10d0 \u10e8\u10d4\u10db\u10d3\u10d2\u10dd\u10db Willis Towers Watson (\u10d3\u10e6\u10d4\u10d5\u10d0\u10dc\u10d3\u10d4\u10da\u10d8 WTW) \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d6\u10d8\u10d0\u10e0\u10d4\u10d1\u10d0 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10e9\u10d5\u10d4\u10dc\u10d8 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8, \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1 \u10d2\u10d5\u10e5\u10dd\u10dc\u10d3\u10d0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd \u10de\u10e0\u10dd\u10ea\u10d4\u10d3\u10e3\u10e0\u10d4\u10d1\u10d8 \u10d3\u10d0\u10dc\u10d4\u10e0\u10d2\u10d8\u10da\u10d8. \u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10d6\u10d4\u10d3\u10d0\u10db\u10ee\u10d4\u10d3\u10d5\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10db\u10d0&nbsp; \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8 \u10ec\u10d0\u10db\u10dd\u10d0\u10e7\u10d4\u10dc\u10d0, \u10e9\u10d5\u10d4\u10dc \u10d0\u10db \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d4\u10d1\u10e1 \u10e3\u10d9\u10d5\u10d4 \u10d5\u10d0\u10d9\u10db\u10d0\u10e7\u10dd\u10e4\u10d8\u10da\u10d4\u10d1\u10d3\u10d8\u10d7. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3 \u10e7\u10dd\u10d5\u10d4\u10da\u10ec\u10da\u10d8\u10e3\u10e0\u10d8 \u10d0\u10e3\u10d3\u10d8\u10e2\u10d8, \u10db\u10d8\u10dc\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d8 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d4\u10e1, \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10e4\u10d4\u10e0\u10dd\u10e8\u10d8 \u10d3\u10d0 \u10e1\u10ee\u10d5.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"641\" height=\"678\" src=\"https:\/\/gsg.com.ge\/wp-content\/uploads\/2024\/06\/download-1.png\" alt=\"\" class=\"wp-image-2945\" srcset=\"https:\/\/gsg.com.ge\/wp-content\/uploads\/2024\/06\/download-1.png 641w, https:\/\/gsg.com.ge\/wp-content\/uploads\/2024\/06\/download-1-11x12.png 11w\" sizes=\"auto, (max-width: 641px) 100vw, 641px\" \/><\/figure>\n<\/div>\n\n\n<p><strong>\u10d0\u10dc\u10d0:<\/strong><\/p>\n\n\n\n<p>\u10e9\u10d5\u10d4\u10dc\u10d8 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10e1\u10dd\u10db\u10ee\u10d4\u10d7\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d0\u10d6\u10d4\u10e0\u10d1\u10d0\u10d8\u10ef\u10d0\u10dc\u10d8\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10e1 \u10f0\u10d2\u10d0\u10d5\u10e1, \u10d7\u10e3\u10db\u10ea\u10d0 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10d6\u10d4 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10e0\u10d0\u10db \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8.&nbsp; \u10d7\u10e3 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10d3\u10d8\u10d3\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10d0 \u10d3\u10d0 \u10d3\u10d8\u10d3\u10d8 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8\u10d0, \u10e3\u10ea\u10ee\u10dd\u10d4\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10d4\u10da\u10d4\u10d1\u10d8\u10ea \u10d0\u10e0\u10d8\u10d0\u10dc \u10d3\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10e0\u10dd\u10db \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10e1. \u10e0\u10d4\u10d2\u10d8\u10dd\u10dc\u10e8\u10d8 \u10d0\u10da\u10d1\u10d0\u10d7 \u10d4\u10e0\u10d7\u10dc\u10d0\u10d8\u10e0\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d4\u10d0. \u10d7\u10e3\u10db\u10ea\u10d0 \u10d7\u10e3\u10e0\u10e5\u10d4\u10d7\u10e8\u10d8 \u10e3\u10e4\u10e0\u10dd \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc\u10d0\u10ea \u10d8\u10e5 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0 \u10e3\u10e4\u10e0\u10dd \u10ec\u10d8\u10dc \u10d0\u10e0\u10d8\u10e1.<\/p>\n\n\n\n<p><strong>\u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d6\u10d4, \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d8 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc \u10d2\u10e7\u10d0\u10d5\u10d7 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10d4\u10e2\u10d8 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d8 \u10d3\u10d0 \u10d6\u10dd\u10d2\u10d0\u10d3\u10d0\u10d3 \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10d0 \u10d8\u10db \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8\u10e1 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0 \u10e0\u10d0\u10e1\u10d0\u10ea \u10d7\u10e5\u10d5\u10d4\u10dc \u10ec\u10da\u10d8\u10d3\u10d0\u10dc \u10ec\u10da\u10d0\u10db\u10d3\u10d4 \u10d4\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10d7?<\/strong><\/p>\n\n\n\n<p><strong>\u10db\u10d0\u10e0\u10d8\u10d0\u10db\u10d8:<\/strong><\/p>\n\n\n\n<p>\u10e9\u10d5\u10d4\u10dc \u10db\u10d0\u10d8\u10dc\u10ea \u10db\u10d8\u10d1\u10db\u10e3\u10da\u10d8 \u10d5\u10d0\u10e0\u10d7 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d6\u10d4. \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 41%-\u10d8 \u10ef\u10d0\u10dc\u10db\u10e0\u10d7\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10d6\u10d4 \u10db\u10dd\u10d3\u10d8\u10e1. \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10e9\u10d5\u10d4\u10dc\u10ea \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d8 \u10d2\u10d5\u10e7\u10d0\u10d5\u10e1 \u10ef\u10d0\u10dc\u10db\u10e0\u10d7\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7, \u10e1\u10d0\u10e3\u10d1\u10d0\u10e0\u10d8\u10d0 30-40%-\u10d6\u10d4. \u10d7\u10e3\u10db\u10ea\u10d0 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d8 \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8\u10e1 60%-\u10d8 \u10e1\u10ee\u10d5\u10d0 \u10e2\u10d8\u10de\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d4\u10d1\u10d6\u10d4 \u10db\u10dd\u10d3\u10d8\u10e1 (\u10e5\u10dd\u10dc\u10d4\u10d1\u10d0, \u10d0\u10d5\u10e2\u10dd\u10db\u10dd\u10d1\u10d8\u10da\u10d4\u10d1\u10d8, \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0, \u10d3\u10d0 \u10e1\u10ee\u10d5.). \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d2\u10d5\u10d0\u10e5\u10d5\u10e1 \u10d0\u10e0\u10d0\u10e1\u10e2\u10d0\u10dc\u10d3\u10d0\u10e0\u10e2\u10e3\u10da\u10d8 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10d8\u10ea \u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8\u10ea. \u10e9\u10d5\u10d4\u10dc\u10d8 \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8 \u10ec\u10da\u10d8\u10d3\u10d0\u10dc-\u10ec\u10da\u10d0\u10db\u10d3\u10d4 \u10db\u10d6\u10d0\u10e0\u10d3\u10d8\u10d0. \u10d5\u10ea\u10d3\u10d8\u10da\u10dd\u10d1\u10d7 \u10e0\u10dd\u10db \u10e9\u10d5\u10d4\u10dc\u10d8\u10d5\u10d4 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e1 \u10e8\u10d4\u10d5\u10d0\u10d3\u10d0\u10e0\u10dd\u10d7 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d4\u10d1\u10d8: \u10d7\u10e3 \u10e1\u10d0\u10d3 \u10d5\u10d8\u10e7\u10d0\u10d5\u10d8\u10d7 \u10d2\u10e3\u10e8\u10d8\u10dc \u10d3\u10d0 \u10e1\u10d0\u10d3 \u10d5\u10d0\u10e0\u10d7 \u10d3\u10e6\u10d4\u10e1. \u10e9\u10d5\u10d4\u10dc\u10d8 \u10ef\u10d0\u10db\u10e3\u10e0\u10d8 \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8 2023 \u10ec\u10da\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d8\u10d7 20 \u10db\u10da\u10dc. \u10da\u10d0\u10e0\u10d0\u10db\u10d3\u10d4\u10d0.<\/p>\n\n\n\n<p><strong>\u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1\u10d0, \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d0\u10d3 \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3 \u10d2\u10d8\u10ec\u10d4\u10d5\u10d7 \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d0 \u10e3\u10ea\u10ee\u10dd\u10e3\u10e0 \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d6\u10d4\u10ea, \u10d7\u10e3 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10e8\u10d8\u10d2\u10dc\u10d8\u10d7 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d6\u10d4 \u10d5\u10e0\u10ea\u10d4\u10da\u10d3\u10d4\u10d1\u10d0?<\/strong><\/p>\n\n\n\n<p><strong>\u10d0\u10dc\u10d0:<\/strong><br><br>\u10d8\u10db\u10d8\u10e1 \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d8\u10d7 \u10e0\u10dd\u10db \u10e9\u10d5\u10d4\u10dc\u10d8 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0 \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d2\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10e1, \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3 \u10d2\u10d5\u10d8\u10ec\u10d4\u10d5\u10e1 \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d0 \u10e3\u10ea\u10ee\u10dd\u10e3\u10e0 \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d6\u10d4 \u10e9\u10d5\u10d4\u10dc\u10d8 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4. \u10d2\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10e8\u10d8 \u10e9\u10d5\u10d4\u10dc\u10d8 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea&nbsp; \u10e9\u10d5\u10d4\u10dc\u10d8 \u10e9\u10d0\u10e0\u10d7\u10e3\u10da\u10dd\u10d1\u10d8\u10d7 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10e3\u10da\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10e1\u10d0\u10ea \u10e9\u10d5\u10d4\u10dc\u10d8 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10ec\u10d5\u10d3\u10dd\u10db\u10d0 \u10d0\u10e5\u10d5\u10d7 &nbsp;\u10de\u10d8\u10e0\u10d3\u10d0\u10de\u10d8\u10e0\u10d8 \u10d2\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d6\u10d4, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10e1\u10d0\u10ea \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d5\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10e1\u10de\u10d4\u10ea\u10d8\u10e4\u10d8\u10d9\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd\u10d3 \u10d2\u10d0\u10dc\u10d7\u10d0\u10d5\u10e1\u10d4\u10d1\u10d0\u10e8\u10d8.&nbsp; \u10d0\u10e1\u10d4\u10d7\u10d8 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d8\u10e7\u10dd\u10e1 \u10d9\u10d8\u10d1\u10d4\u10e0 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0, \u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10e3\u10e0\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0, \u10de\u10dd\u10e0\u10e2\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e2\u10d4\u10e0\u10db\u10d8\u10dc\u10d0\u10da\u10d4\u10d1\u10d8\u10e1 \u10d9\u10dd\u10db\u10d1\u10d8\u10dc\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d0.\u10e8.<\/p>\n\n\n\n<p>\u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7, \u10e3\u10ea\u10ee\u10dd\u10e3\u10e0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d5\u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10dd\u10d1\u10d7 \u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5\u10d0\u10d3 \u10d0\u10ee\u10d0\u10da\u10d8 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10dc\u10d4\u10e0\u10d2\u10d5\u10d0\/\u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d9\u10d8\u10d7\u10ee\u10d4\u10d1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10d8\u10d7. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10db\u10d8\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4\u10d3 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d5\u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d7 \u10db\u10d6\u10d8\u10e1 \u10de\u10d0\u10dc\u10d4\u10da\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10d6\u10d4 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8, \u10e0\u10d0\u10e8\u10d8\u10ea \u10d2\u10d5\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10d0\u10dc \u10e9\u10d5\u10d4\u10dc\u10d8 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10d4\u10d1\u10d8 \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7\u10d8 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d6\u10d8\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7.<\/p>\n\n\n\n<p>\u10d0\u10e1\u10d4\u10d5\u10d4, \u10d2\u10d5\u10e7\u10d0\u10d5\u10e1 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8 \u10d0\u10db\u10d8\u10d4\u10e0\u10d9\u10d0\u10d5\u10d9\u10d0\u10e1\u10d8\u10d8\u10e1 \u10e0\u10d4\u10d2\u10d8\u10dd\u10dc\u10e8\u10d8, \u10db\u10d0\u10da\u10e2\u10d0\u10d6\u10d4, \u10d9\u10d5\u10d8\u10de\u10e0\u10dd\u10e1\u10d6\u10d4 \u10d3\u10d0 \u10e1\u10ee\u10d5. \u10ee\u10d0\u10dc\u10d3\u10d0\u10ee\u10d0\u10dc \u10e9\u10d5\u10d4\u10dc\u10e1\u10d0\u10d5\u10d4 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10e1 \u10d0\u10e5\u10d5\u10d7 \u10e4\u10d8\u10da\u10d8\u10d0\u10da\u10d8 \u10d0\u10dc \u10ec\u10d0\u10e0\u10db\u10dd\u10db\u10d0\u10d3\u10d2\u10d4\u10dc\u10da\u10dd\u10d1\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10d3\u10d0 \u10d5\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10e3\u10ea\u10ee\u10dd\u10e3\u10e0 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10e8\u10d8 \u10ec\u10d0\u10e0\u10db\u10dd\u10e8\u10dd\u10d1\u10d8\u10da \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d4\u10d1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10d8\u10d7. \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d5\u10d4\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10d7 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10db\u10d0\u10d3\u10d2\u10d4\u10dc\u10da\u10dd\u10d1\u10d4\u10d1\u10e1\u10d0\u10ea \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8.<\/p>\n\n\n\n<p><strong>\u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd\u10d0, \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10d0 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d0\u10d3 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0\u10d3\u10d8\u10d0 \u10d3\u10e6\u10d4\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d3\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10d0 \u10d0\u10db \u10e1\u10d4\u10d2\u10db\u10d4\u10dc\u10e2\u10d8\u10e1 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0-\u10db\u10d8\u10ec\u10dd\u10d3\u10d4\u10d1\u10d8\u10e1 \u10db\u10e0\u10e3\u10d3\u10d8?<\/strong><\/p>\n\n\n\n<p><strong>\u10d0\u10dc\u10d0:<\/strong><\/p>\n\n\n\n<p>\u10d6\u10dd\u10d2\u10d0\u10d3\u10d0\u10d3 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10e8\u10d8, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8\u10ea \u10d0\u10e0\u10d8\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d0\u10d9\u10dd\u10dc\u10e1\u10e3\u10da\u10e2\u10d0\u10ea\u10d8\u10dd \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d0, \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10d8\u10e1\u10e2\u10d4\u10d1\u10d8\u10e1 \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10dd\u10d1\u10d0\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d2\u10d0\u10e4\u10d0\u10e0\u10d7\u10dd\u10d5\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10d8\u10e1 \u10ea\u10dc\u10dd\u10d1\u10d0\u10d3\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10db\u10d0\u10e1\u10d6\u10d4 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0 \u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p><br>\u10d0\u10db \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10d0\u10e8\u10d8 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d0 \u10e1\u10de\u10d4\u10ea\u10d8\u10e4\u10d8\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d0, \u10e0\u10d0\u10ea \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8&nbsp; \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10d0\u10d3 \u10d8\u10e1\u10ec\u10d0\u10d5\u10da\u10d4\u10d1\u10d0. \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8\u10d0, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10e1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d0\u10d2\u10dc\u10d4\u10d1\u10d8 \u10d8\u10e1\u10ec\u10d0\u10d5\u10da\u10d4\u10d1\u10d0, \u10db\u10d0\u10d2\u10e0\u10d0\u10db&nbsp; \u10e1\u10d8\u10e6\u10e0\u10db\u10d8\u10e1\u10d4\u10e3\u10da\u10d8 \u10d7\u10d4\u10dd\u10e0\u10d8\u10e3\u10da\u10d8 \u10d3\u10d0 \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10e3\u10da\u10d8 \u10e3\u10dc\u10d0\u10e0 \u10e9\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d1\u10d0\u10d6\u10d4 \u10dd\u10e0\u10d8\u10d4\u10dc\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d0 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10e0\u10d7\u10e3\u10da\u10d8\u10d0. \u10ea\u10dd\u10d3\u10dc\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d0 \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2\u10d0\u10d3 \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d8\u10d7 \u10ee\u10d3\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10e9\u10d5\u10d4\u10dc\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d4\u10da\u10e8\u10d4\u10ec\u10e7\u10dd\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10dc\u10dd\u10d5\u10d0\u10e2\u10dd\u10e0\u10d8\u10d0 \u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5\u10d0\u10d3, \u10d9\u10d4\u10e0\u10eb\u10dd\u10d3, \u10e9\u10d5\u10d4\u10dc\u10e1 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10e1 \u10ec\u10d5\u10d3\u10dd\u10db\u10d0 \u10d0\u10e5\u10d5\u10d7 WTW-\u10e1 \u10e3\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8 \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d8\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d0\u10e0\u10ee\u10d4\u10d1\u10d6\u10d4, \u10e2\u10e0\u10d4\u10dc\u10d8\u10dc\u10d2-\u10d9\u10e3\u10e0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0 \u10e1\u10d4\u10db\u10d8\u10dc\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d8\u10d7. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10e1 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d4\u10d1\u10e1 \u10da\u10dd\u10dc\u10d3\u10dd\u10dc\u10e8\u10d8, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d2\u10d0\u10e1\u10ea\u10d4\u10db\u10d4\u10dc \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd\u10d3 \u10d0\u10e6\u10d8\u10d0\u10e0\u10d4\u10d1\u10e3\u10da \u10d3\u10d8\u10de\u10da\u10dd\u10db\u10e1.<\/p>\n\n\n\n<p><br><strong>\u10e0\u10dd\u10d2\u10dd\u10e0 \u10d8\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10d7 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10e2\u10e3\u10dc\u10d0\u10e0\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10e1 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd &#8211; \u10e1\u10d0\u10d9\u10dd\u10dc\u10e1\u10e3\u10da\u10e2\u10d0\u10ea\u10d8\u10dd &nbsp;\u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4?<br><br>\u10d0\u10dc\u10d0:<\/strong><\/p>\n\n\n\n<p>\u10d5\u10e4\u10d8\u10e5\u10e0\u10dd\u10d1\u10d7, \u10e3\u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d4\u10e1\u10d0\u10d3 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d8\u10e1 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d6\u10d4 \u10dd\u10e0\u10d8\u10d4\u10dc\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d0 \u10de\u10d4\u10e0\u10e1\u10dd\u10dc\u10d0\u10da\u10d8\u10d6\u10d4\u10d1\u10e3\u10da\u10d8 \u10db\u10d8\u10d3\u10d2\u10dd\u10db\u10d0 \u10d2\u10d0\u10db\u10dd\u10d2\u10d5\u10d0\u10e0\u10e9\u10d4\u10d5\u10e1. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10d0\u10e5\u10ea\u10d4\u10dc\u10e2\u10d8 \u10ee\u10d0\u10dc\u10d2\u10e0\u10eb\u10da\u10d8\u10d5\u10d8 \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10db\u10e7\u10d0\u10e0\u10d4\u10d1\u10d0\u10d6\u10d4 \u10d3\u10d0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10d6\u10d4, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d7\u10d0\u10dc \u10d0\u10e1\u10d4\u10d5\u10d4 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d0\u10e1\u10d7\u10d0\u10dc &#8211; \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d7\u10d0\u10dc, \u10d0\u10dc\u10d3\u10d4\u10e0\u10d0\u10d8\u10e2\u10d4\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc, \u10e0\u10d0\u10ea \u10e3\u10ec\u10e7\u10dd\u10d1\u10e1 \u10ee\u10d4\u10da\u10e1 \u10e9\u10d5\u10d4\u10dc\u10e1 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10e2\u10e3\u10dc\u10d0\u10e0\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10d0\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4.<\/p>\n\n\n\n<p>\u10d0\u10e1\u10d4\u10d5\u10d4, \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d2\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10e8\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10e4\u10d4\u10e0\u10dd\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10e1\u10d0\u10d9\u10d5\u10d0\u10dc\u10eb\u10dd \u10d4\u10da\u10d4\u10db\u10d4\u10dc\u10e2\u10d8\u10d0, \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10d5\u10e0\u10dd\u10de\u10e3\u10da\u10d8 \u10de\u10d4\u10e0\u10e1\u10de\u10d4\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4, \u10d5\u10ea\u10d3\u10d8\u10da\u10dd\u10d1\u10d7 \u10d0\u10da\u10e2\u10d4\u10e0\u10dc\u10d0\u10e2\u10d8\u10e3\u10da\u10d8 \u10e0\u10d4\u10d8\u10e2\u10d8\u10dc\u10d2\u10e3\u10da\u10d8 \u10db\u10d0\u10e0\u10d9\u10d4\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d4\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10e8\u10d4\u10db\u10dd\u10e7\u10d5\u10d0\u10dc\u10d0\u10e1 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5 \u10db\u10d0\u10e0\u10d9\u10d4\u10e2\u10d6\u10d4. \u10d2\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10d6\u10e0\u10d3\u10d8\u10da\u10d8 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8\u10ea \u10d2\u10d5\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0 \u10db\u10d0\u10e0\u10d9\u10d4\u10e2\u10d6\u10d4 \u10e9\u10d5\u10d4\u10dc\u10d8 \u10de\u10dd\u10d6\u10d8\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10d0\u10e8\u10d8.<\/p>\n\n\n\n<p>\u10d0\u10e6\u10e1\u10d0\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d8\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10d0\u10e1\u10dd\u10ea\u10d8\u10d0\u10ea\u10d8\u10d4\u10d1\u10e8\u10d8, \u10e6\u10dd\u10dc\u10d8\u10e1\u10eb\u10d8\u10d4\u10d1\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10d8\u10dc\u10d8\u10ea\u10d8\u10d0\u10e2\u10d8\u10d5\u10d4\u10d1\u10e8\u10d8 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d8 \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10dd\u10d1\u10d0, \u10e0\u10d0\u10ea \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d5\u10d0\u10eb\u10da\u10d4\u10d5\u10e1 \u10d5\u10d8\u10e7\u10dd\u10d7 \u10db\u10ed\u10d8\u10d3\u10e0\u10dd \u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10e8\u10d8 \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10d5\u10d4\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10d7.<br>&nbsp;<\/p>\n\n\n\n<p>\u10e3\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8 \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d9\u10d8\u10d7\u10ee\u10d8, \u10e0\u10d0\u10d6\u10d4\u10ea \u10d6\u10d4\u10db\u10dd\u10d7 \u10d5\u10d8\u10e1\u10d0\u10e3\u10d1\u10e0\u10d4\u10d7 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0. \u10d5\u10ea\u10d3\u10d8\u10da\u10dd\u10d1\u10d7, \u10e0\u10dd\u10db \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d4 \u10d0\u10d5\u10d8\u10db\u10d0\u10e6\u10da\u10dd\u10d7, \u10e0\u10d0\u10d7\u10d0 \u10e1\u10ec\u10dd\u10e0\u10d8 \u10d9\u10dd\u10dc\u10e1\u10e3\u10da\u10e2\u10d0\u10ea\u10d8\u10d0 \u10d2\u10d0\u10d5\u10e3\u10ec\u10d8\u10dd\u10d7 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10e9\u10d5\u10d4\u10dc\u10d8 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10dd\u10dc\u10d0\u10da\u10e3\u10e0\u10d8 \u10db\u10d8\u10d3\u10d2\u10dd\u10db\u10d4\u10d1\u10d8 \u10e1\u10d0\u10d9\u10d8\u10d7\u10ee\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7 \u10e9\u10d5\u10d4\u10dc\u10d8 \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10ee\u10e0\u10d8\u10d3\u10d0\u10dc \u10e1\u10d0\u10dc\u10d3\u10dd\u10dd\u10d1\u10d0\u10e1 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d6\u10e0\u10d3\u10d8\u10e1.<\/p>\n\n\n\n<p>\u10e7\u10dd\u10d5\u10d4\u10da\u10d8\u10d5\u10d4 \u10d6\u10d4\u10db\u10dd\u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10d8 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1 \u10d2\u10d5\u10d0\u10eb\u10da\u10d4\u10d5\u10e1 \u10d3\u10d0\u10d5\u10d0\u10d9\u10db\u10d0\u10e7\u10dd\u10e4\u10d8\u10da\u10dd\u10d7 &nbsp;<br>\u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10e4\u10d4\u10e0\u10dd\u10d5\u10d0\u10dc\u10d8 \u10d3\u10d0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10d3\u10d8 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e8\u10d4\u10d5\u10d8\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10dd\u10d7 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10e2\u10e3\u10dc\u10d0\u10e0\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0.&nbsp;<br>&nbsp;<\/p>\n\n\n\n<p><br><strong>\u10e0\u10dd\u10d2\u10dd\u10e0 \u10ee\u10d4\u10d3\u10d0\u10d5\u10d7 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d8\u10e1 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10e1 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8?<\/strong><\/p>\n\n\n\n<p><strong>\u10d0\u10dc\u10d0:<\/strong><\/p>\n\n\n\n<p>\u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d6\u10d4 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d4\u10d1\u10d8\u10e1 90%-\u10d6\u10d4 \u10db\u10d4\u10e2\u10d8 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10e1 \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0\u10e1, \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d4\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 7%-\u10db\u10d3\u10d4\u10d0. \u10d5\u10e4\u10d8\u10e5\u10e0\u10dd\u10d1\u10d7 \u10d4\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10d2\u10d0\u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d0\u10d0 \u10d5\u10e4\u10d8\u10e5\u10e0\u10dd\u10d1\u10d7 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d8\u10dc\u10e2\u10d4\u10d2\u10e0\u10d0\u10ea\u10d8\u10d0 \u10d6\u10dd\u10d2\u10d0\u10d3\u10d0\u10d3 &nbsp;\u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d0\u10e8\u10d8. \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10d8 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10e1 \u10e9\u10d5\u10d4\u10dc\u10ea \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d5\u10d8\u10d9\u10d5\u10da\u10d4\u10d5\u10d7 \u10d3\u10d0 \u10d5\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d1\u10d7 \u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5 \u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10db\u10d0\u10e0\u10d9\u10d4\u10e2\u10e1.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d8\u10e1 \u10e9\u10d0\u10e0\u10d7\u10e3\u10da\u10dd\u10d1\u10d0 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10d0\u10e1\u10de\u10d4\u10e5\u10e2\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10d0\u10e4\u10d0\u10e0\u10d7\u10dd\u10d4\u10d1\u10e1 \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10e0\u10dd\u10da\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10d2\u10d0\u10d2\u10d4\u10d1\u10d8\u10d7 \u10e1\u10ea\u10d3\u10d4\u10d1\u10d0 \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da \u10d0\u10e6\u10e5\u10db\u10d0\u10e1 \u10d3\u10d0 \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1 \u10d8\u10e1\u10d4\u10d7 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d4\u10d1\u10e1 \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea \u10d0\u10e0\u10d8\u10e1<br>\u10d4.\u10ec. Benchmarking, Due Dilligence, \u10e0\u10d0 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10dd\u10d1\u10d4\u10d1\u10e1\u10d0\u10ea \u10e9\u10d5\u10d4\u10dc \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d5\u10d0\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d7.<br><br>\u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7, \u10d5\u10e4\u10d8\u10e5\u10e0\u10dd\u10d1\u10d7 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10e0\u10dd\u10da\u10d8&nbsp; \u10d9\u10d8\u10d3\u10d4\u10d5 \u10e3\u10e4\u10e0\u10dd \u10d2\u10d0\u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5\u10d0\u10d3 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8, \u10d0\u10ee\u10d0\u10da\u10d8 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10dc\u10d4\u10e0\u10d2\u10d5\u10d0\u10e8\u10d8. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8 GS \u10d8\u10e7\u10dd \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4, \u10e0\u10dd\u10db\u10d4\u10da\u10db\u10d0\u10ea \u10d3\u10d0\u10dc\u10d4\u10e0\u10d2\u10d0&nbsp;\u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10ef\u10d0\u10dc\u10db\u10e0\u10d7\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10e1&nbsp;\u10e1\u10e0\u10e3\u10da\u10e7\u10dd\u10e4\u10d8\u10da \u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10e1 \u10d0\u10e0\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1, \u10d0\u10e0\u10d0\u10db\u10d4\u10d3 \u10d4\u10d5\u10e0\u10dd\u10de\u10d8\u10e1 \u10d0\u10dc&nbsp;\u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e1 \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8\u10d7.<\/p>\n\n\n\n<p><strong>\u10e0\u10d0\u10e2\u10dd\u10db \u10e3\u10dc\u10d3\u10d0 \u10d0\u10d8\u10e0\u10e9\u10d8\u10dd\u10e1 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10db\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8 GS \u10d3\u10d0 \u10e0\u10d0 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10e0\u10d0 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e1 \u10e1\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d1\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da \u10d7\u10e3 \u10de\u10dd\u10e2\u10d4\u10dc\u10ea\u10d8\u10e3\u10e0 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10e1?<\/strong><\/p>\n\n\n\n<p><strong>\u10db\u10d0\u10e0\u10d8\u10d0\u10db\u10d8:<\/strong><\/p>\n\n\n\n<p>\u10de\u10d8\u10e0\u10d5\u10d4\u10da \u10e0\u10d8\u10d2\u10e8\u10d8 \u10d8\u10db\u10d8\u10e2\u10dd\u10db, \u10e0\u10dd\u10db \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10e3\u10d9\u10d5\u10d4 12 \u10ec\u10da\u10d8\u10d0\u10dc\u10d8 \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0 \u10d2\u10d5\u10d0\u10e5\u10d5\u10e1. \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 WTW 200 \u10ec\u10d4\u10da\u10d6\u10d4 \u10db\u10d4\u10e2\u10d8\u10d0 \u10e0\u10d0\u10ea \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1.<\/p>\n\n\n\n<p>\u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0 \u10e1\u10e4\u10d4\u10e0\u10dd\u10e8\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10d8\u10e1\u10e2\u10dd\u10e0\u10d8\u10d0 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7 \u10d2\u10d0\u10d3\u10d0\u10db\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8\u10d0. \u10e9\u10d5\u10d4\u10dc\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10ec\u10da\u10d8\u10d0\u10dc\u10d8 \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0 \u10d9\u10d8, \u10dc\u10d0\u10db\u10d3\u10d5\u10d8\u10da\u10d0\u10d3 \u10ec\u10d8\u10dc\u10d0 \u10e4\u10da\u10d0\u10dc\u10d2\u10d6\u10d4 \u10d2\u10d5\u10d0\u10e7\u10d4\u10dc\u10d4\u10d1\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd-\u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1. \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0 \u10e9\u10d5\u10d4\u10dc\u10e1 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10e1 \u10d8\u10dc\u10d3\u10d8\u10d5\u10d8\u10d3\u10e3\u10d0\u10da\u10e3\u10e0 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0\u10e1 \u10d5\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d1\u10d7. \u10d5\u10e5\u10db\u10dc\u10d8\u10d7 \u10db\u10d0\u10d7 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d4\u10d1\u10d6\u10d4 \u10db\u10dd\u10e0\u10d2\u10d4\u10d1\u10e3\u10da \u10d2\u10e3\u10dc\u10d3\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d4\u10dc \u10db\u10d0\u10d7 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d6\u10d4 \u10d3\u10d0 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e8\u10d8 \u10d3\u10d8\u10d3 \u10ea\u10dd\u10d3\u10dc\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0\u10e1 \u10d5\u10e3\u10d6\u10d8\u10d0\u10e0\u10d4\u10d1\u10d7.<\/p>\n\n\n\n<p>\u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1&nbsp; \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10d0 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10db\u10dd\u10eb\u10d8\u10d4\u10d1\u10d0, \u10e7\u10d5\u10d4\u10da\u10d0 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d0\u10e8\u10d8 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10d8\u10d6\u10d3\u10d4\u10d1\u10d0, \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8 \u10ec\u10d4\u10da\u10d8\u10ea \u10d0\u10e0 \u10e3\u10dc\u10d3\u10d0 \u10d0\u10d9\u10d4\u10d7\u10d4\u10d1\u10d3\u10d4\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e8\u10d8\u10d3\u10d0 \u10eb\u10d0\u10da\u10d4\u10d1\u10d8\u10d7 \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d4\u10d1\u10d0\u10e1, \u10db\u10d0\u10d8\u10dc\u10ea&nbsp; \u10d5\u10d4\u10e0 \u10d4\u10e5\u10dc\u10d4\u10d1\u10d0 \u10d8\u10e1 \u10ea\u10dd\u10d3\u10dc\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0, \u10e0\u10d0\u10ea \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10dc\u10e1\u10e3\u10da\u10e2\u10d0\u10dc\u10e2\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d0\u10db \u10e1\u10e4\u10d4\u10e0\u10dd\u10e8\u10d8 \u10db\u10dd\u10e6\u10d5\u10d0\u10ec\u10d4\u10dd\u10d1\u10e1 \u10d3\u10d0 \u10d8\u10ea\u10d8\u10e1 \u10e0\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8 \u10d0\u10e5\u10d5\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d0\u10e1, \u10e0\u10d0 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10d8\u10d0, \u10d0\u10db \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e8\u10d8 \u10d2\u10d0\u10db\u10dd\u10dc\u10d0\u10d9\u10da\u10d8\u10e1\u10d4\u10d1\u10d8 \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10d0, \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8&nbsp; \u10e0\u10dd\u10d2\u10dd\u10e0 \u10e3\u10d3\u10d2\u10d4\u10d1\u10d8\u10d0\u10dc \u10d0\u10db\u10d0 \u10d7\u10e3 \u10d8\u10db \u10de\u10d8\u10e0\u10dd\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10d0.\u10e8.<\/p>\n\n\n\n<p>\u10e9\u10d5\u10d4\u10dc \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10d6\u10d4 \u10d5\u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d7 \u10d3\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0 \u10d2\u10d5\u10d0\u10e5\u10d5\u10e1. \u10d5\u10d8\u10ea\u10d8\u10d7 \u10e7\u10d5\u10d4\u10da\u10d0 \u10d3\u10d4\u10e2\u10d0\u10da\u10d8. \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8 GS \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8\u10d0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d3\u10d0 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10d8 \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8 \u10d2\u10d5\u10d0\u10e5\u10d5\u10e1.&nbsp;\u10e9\u10d5\u10d4\u10dc\u10d8 \u10e1\u10d0\u10ee\u10d8\u10d7 \u10d8\u10e6\u10d4\u10d1\u10d7 \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da, \u10e1\u10d0\u10dc\u10d3\u10dd \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10e1, \u10d9\u10dd\u10dc\u10e1\u10e3\u10da\u10e2\u10d0\u10dc\u10e2\u10e1 \u10d5\u10d8\u10dc\u10ea \u10d7\u10e5\u10d5\u10d4\u10dc\u10e1 \u10d2\u10d5\u10d4\u10e0\u10d3\u10d8\u10d7 \u10d0\u10e0\u10d8\u10e1 \u10db\u10d7\u10d4\u10da\u10d8 \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10d8\u10e1\u10d4 \u10d6\u10d0\u10e0\u10d0\u10da\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1.<\/p>\n\n\n\n<p>\u10d1\u10db\u10e3\u10da\u10d8: <a href=\"https:\/\/www.businessinsider.ge\/ka\/vin-sargeblobs-sadazghvevo-brokeris-servisit-sakartveloshi-da-rogor-vitardeba-bazari-gs-is-klientebis-mrcheveli-mariam-tabaghua-da-gadazghvevis-spetsialisti-ana-bakhutashvili\">https:\/\/www.businessinsider.ge\/ka\/vin-sargeblobs-sadazghvevo-brokeris-servisit-sakartveloshi-da-rogor-vitardeba-bazari-gs-is-klientebis-mrcheveli-mariam-tabaghua-da-gadazghvevis-spetsialisti-ana-bakhutashvili<\/a> <\/p>","protected":false},"excerpt":{"rendered":"<p>\u10d5\u10d8\u10dc \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d8\u10d7 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d3\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 &#8211; GS-\u10d8\u10e1 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10e0\u10e9\u10d4\u10d5\u10d4\u10da\u10d8 \u10db\u10d0\u10e0\u10d8\u10d0\u10db \u10e2\u10d0\u10d1\u10d0\u10e6\u10e3\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10d8\u10e1\u10e2\u10d8 \u10d0\u10dc\u10d0 \u10d1\u10d0\u10ee\u10e3\u10e2\u10d0\u10e8\u10d5\u10d8\u10da\u10d8 GS-\u10d8 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7 \u10da\u10d8\u10d3\u10d4\u10e0\u10d8\u10d0. 2023 \u10ec\u10da\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d8\u10d7,&nbsp;\u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 20 \u10db\u10d8\u10da\u10d8\u10dd\u10dc \u10da\u10d0\u10e0\u10d0\u10db\u10d3\u10d4 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10e1 \u10db\u10d0\u10e0\u10d7\u10d0\u10d5\u10e1. \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d6\u10d4 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d4\u10d1\u10d8\u10e1 90%-\u10d6\u10d4 \u10db\u10d4\u10e2\u10d8 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10e1 \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0\u10e1, \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d9\u10d8 \u10d4\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 7%-\u10db\u10d3\u10d4\u10d0. \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10db\u10d8\u10d6\u10d0\u10dc\u10d8\u10d0 \u10d4\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2948,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[27],"tags":[28,29,30],"class_list":["post-2943","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-27","tag-28","tag-29","tag-30"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.13 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u10d5\u10d8\u10dc \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d8\u10d7 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d3\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 - GS<\/title>\n<meta name=\"description\" content=\"\u10d5\u10d8\u10dc \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d8\u10d7 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d3\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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